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Southwest Premier Business Card Review: A Budget-Friendly Choice for Southwest Loyalists

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Active · revision 3 · last updated October 5, 2026 at 11:01 PM

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The Southwest Premier Business Credit Card is a smart pick for small-business owners who fly Southwest Airlines a few times a year. For a $149 annual fee, cardholders get a free checked bag, priority boarding, preferred seat selection, and a yearly points bonus that covers half the fee. The card earns 3 points per dollar spent on Southwest Airlines purchases, 2 points per dollar at gas stations and restaurants, and 1 point per dollar on all other eligible purchases.

Why it matters

This card is ideal for Southwest loyalists who want to simplify their travel experience and earn rewards on their airline purchases.

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Southwest Premier Business Card review: A budget-friendly choice for Southwest loyalists

The Points Guy · Matt Moffitt · Discovery and factual synthesis only; publisher copyright terms apply

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