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13 Credit Cards That Can Get You $1,500 or More in First-Year Value
WHY IT MATTERS
These credit cards can offer substantial value for those who meet the eligibility criteria, but it's crucial to weigh the benefits against the annual fee and individual needs.
What happened
The Points Guy has identified 13 credit cards that offer more than $1,500 in first-year value. These cards, including The Business Platinum Card from American Express and American Express Platinum Card, provide a range of perks such as statement credits, welcome bonuses, and quantifiable benefits.
The cards' values are determined by considering four factors: welcome offer, annual statement credits, quantifiable perks and benefits, and annual fee. The Business Platinum Card from American Express offers up to $9,519 in potential first-year value, while the American Express Platinum Card offers up to $6,614.
These cards can provide significant value for small-business owners and luxury travelers, but it's essential to consider the annual fee and individual needs before applying.
PRIMARY SOURCES
13 credit cards that can get you $1,500 or more in first-year value
The Points Guy · Augusta Stone and Stephanie Stevens · Discovery and factual synthesis only; publisher copyright terms apply
CORRECTIONS & UPDATES
- Revision 1 · Initial ingestion · Oct 12, 2026, 4:45 PM
- Revision 2 · Source update detected · Oct 12, 2026, 4:45 PM