Bilt Cash Earns New Redemption Paths, From Rent Points to Hotel Stays

When Bilt’s revamped program launched in early 2026, it added Bilt Cash, a short‑lived reward that rolls forward only $100 per calendar year. Cardholders earn 4 % Bilt Cash on non‑housing purchases and receive a welcome bonus—$100 on the Blue Card, $200 on Obsidian, and $300 on Palladium—upon approval. The cash can be spent in several ways. For $30 per $1,000 of rent or mortgage, users can convert Bilt Cash into transaction‑fee‑free points, a popular option that Bilt says drives a large share of cash use. Alternatively, $200 of Bilt Cash can unlock a higher transfer bonus on “Rent Day” for partners like Virgin Red, or activate the Points Accelerator on Obsidian or Palladium cards, earning an extra point per dollar on up to $5,000 of non‑housing spend. Finally, users can redeem up to $100 of Bilt Cash per month toward two‑night hotel stays booked through Bilt Travel, stacking with other card benefits. The key is to spend before December 31, as the remainder expires.