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Timing is Everything: When to Apply for IHG Chase Cards
WHY IT MATTERS
Understanding the best time to apply for IHG Chase cards can help maximize rewards and benefits for frequent IHG guests.
What happened
For frequent IHG guests, a cobranded credit card can provide valuable perks during stays. Knowing when to apply can be tricky, as offers change frequently.
The Points Guy has analyzed the history of IHG credit card offers to help distinguish between good and not-so-good bonuses. Based on offer history, it's best to apply for the IHG One Rewards Premier Select Credit Card when the offer is for at least 200,000 points, the IHG One Rewards Premier Credit Card when the offer is for at least 170,000 points, and the IHG One Rewards Credit Card when the offer is for at least 120,000 points.
These offers provide the best welcome bonuses for each card.
PRIMARY SOURCES
Best time to apply for IHG Chase cards based on offer history
The Points Guy · Matt Moffitt · Discovery and factual synthesis only; publisher copyright terms apply
CORRECTIONS & UPDATES
- Revision 1 · Initial ingestion · Oct 14, 2026, 6:15 PM
- Revision 2 · Source update detected · Oct 14, 2026, 6:15 PM