Hilton Honors Amex Business Card Offers Gold Status and $240 in Credits for $195 Fee

Hilton’s only small‑business co‑branded card delivers automatic Gold elite status, 12 points per dollar spent at Hilton, and up to $240 in annual statement credits for eligible purchases—$60 each quarter—at a $195 annual fee. The card’s benefits include complimentary breakfast or daily food‑and‑beverage credit, space‑available room upgrades, a fifth night free on award stays, and the ability to earn Diamond status by spending $40,000 in a calendar year. Cardholders also receive National Car Rental Emerald Club Executive status (enrollment required) and access to business tools such as QuickBooks integration and Vendor Pay by Bill. com. While it lacks an annual free night award, the focused Hilton perks can offset the fee for owners who stay at Hilton properties several times a year. The card is rated three stars by The Points Guy’s editors.