Rakuten’s Big Stack Event Boosts Holiday Shopping with Up to 20% Cash Back

Rakuten’s biggest cash‑back event of the year, the Big Stack Event, runs through Oct. 7 and offers shoppers elevated rewards at a host of retailers—including PetSmart, Macy’s, Gap, Nike, Sam’s Club and more. While the site advertises 10% cash back, some merchants are pushing the bonus to 15% or even 20%. New members can earn a $50 bonus on their first $50 spent at an eligible store, a higher incentive than the usual $30 referral reward. Shoppers can also choose to collect American Express Membership Rewards points or Bilt points instead of cash, potentially increasing the value of each purchase. For those who want to stack rewards, credit cards that earn bonus points on everyday spending—such as the Blue Cash Everyday® Card, Citi Double Cash® Card, or Rakuten’s own Amex card—can amplify the benefit. The event is a timely opportunity for early holiday shoppers to maximize cash back and points before the season’s biggest sales.