TikTok Eyes Peer‑to‑Peer Payments in Direct Messages

TikTok is exploring a new feature that would let users send money to one another through direct messages on the platform. The proposed peer‑to‑peer payment system would be built on TikTok Pay, the company’s existing digital‑wallet service that is already active in Southeast Asia for purchases made through TikTok Shop. If the feature is rolled out, it would merge social interaction with instant financial transfers, potentially opening a new revenue stream for the app and giving creators a direct way to receive tips or payments from fans. The move could also raise regulatory questions about money‑transfers on social media.